Financial Planning  

Financial Planning on Line Magazine - Contains links to discussion groups in all areas of financial planning. (Retirement, Divorce, etc.)

Errold F. Moody Jr. - The Internet's Financial Consumer Advocate. Over 1,000 pages designed for consumer knowledge and protection.

Retirement Planner   from T. Rowe Price. Calculates how much of current income to save and amount you will have available at retirment.

Social Security Online - From this site you can request that your personal Earnings and Benefit Estimate Statement (PEBES) be mailed to you. Contains Medicare, Retirement and Disability Information Pages among others.

The Financial Condition of Social Security From the AICPA

Index to Insurance Companies

Mortality Tables - Most recent 1996

Bankroll your Future: How to Get the Most from Uncle Sam for Your Retirement Years--Social Security, Medicare, and Much More. (Click Book to Order)

 

Financial Service Companies:

Tri-State Financial, Inc - Full service financial organization serving both the individual and corporate marketplace.

 

Estate Planning:

Estate Planning- In depth summaries

Wills and Trusts - In depth summaries

Co-Ownership- In depth summaries

401 (k) Planning Model - The model provides for up to three estimated growth rates. You can input all the numbers- salary reduction, employer match, salary increase, etc. and get an immediate calculation on the value of a 401(k) plan at retirement.

Forecast the Long-Term Value

of your 401(k) - For a small fee, the service will advise you on how to improve asset allocation.

Roth IRA Is the Roth IRA a better retirement vehicle than the traditional IRA ? For the most part, the final regulations follow the proposed regulations...however, a major change with regard to conversions, effective in 2000.

Watch Roth IRAs in Bankruptcy...

Protection may not be available.

Annuities:

What is an Annuity?
Variable Annuities
Equity Indexed Annuities
Fixed Tax Deferred Annuities
Tax Sheltered Annuities

Variable Annuities on Line - Contains top 25 rates of return among annuity contracts in all categories... performance, assets, growth, etc.

Present and Future Value Calculations

based upon annual inflation or interest

 

Incentive Stock Options, Employee Stock Purchase Plans and Employee Stock Ownership Plans - Differences and Tax Treatment.

Non Statutory Stock Options and Phantom Stock Arrangements. - Usually taxed as compensation when received.